HOA violation notice analyzer

Is that HOA fine even valid? Check before you pay.

Plenty of HOA fines skip steps the law requires. Paste your notice and see, in under a minute, which steps yours may have skipped.

FightMyHOA provides general legal information, not legal advice, and is not a law firm.

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Inside the report

We check your notice line by line against the law.

Here is a fictional Texas notice run through the checker. Each requirement names the statute that creates it, so you can look it up yourself.

Sample report · Texas · Landscaping · $200
3 of 5 required steps were skipped
Strong position
78 /100
What the law requires
Statute
Your notice
Sent by certified mail
Tex. Prop. Code § 209.006
Sent first-class
Describes the violation
§ 209.006
Yes
States the amount due
§ 209.006
Yes — $200
Gives a reasonable time to cure
§ 209.006
None given
Tells you that you can request a hearing
§ 209.006, § 209.007
Not mentioned

Illustrative analysis of a fictional notice. Your results depend on your notice and your state.

Our work

Want to see our work?

Read our state-by-state HOA rights guides. Every finding in your report names the statute it's based on.

The HOA problem is bigger than you think

78M
Americans in community associations
Nearly 1 in 4 · Foundation for Community Association Research, 2025
50
States in our database
Every state's HOA statutes, on file
<1 min
To your free preview
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15
Violation types you can check
Plus “Other” if yours isn't listed
How it works

Three steps. No lawyer's office.

1

Tell us about the notice

Your state, what you were cited for, the fine, and how the HOA sent it. Paste the text and we fill in most of it.

2

We check it against the statute

Delivery method, cure period, hearing rights, and fine limits, each checked against your state's code, with the section named.

3

Send your dispute letter

A letter that quotes the law, plus a timeline of what to do if the board ignores you. Edit it before you send.

Sample results

What a report actually finds.

Every finding names the statute it rests on. No vague “you may have rights.”

Texas
Landscaping violation
STRONG POSITION
78/100

“The notice went out first-class, gave no time to cure, and never mentioned a hearing.”

Tex. Prop. Code §§ 209.006, 209.007
$200 / Fine
3 / Errors found
Florida
Parking violation
STRONG POSITION
82/100

“Fine assessed without the 14-day notice of a right to a hearing that the statute requires.”

Fla. Stat. § 720.305(2)(b)
$100 / Fine
2 / Errors found
Arizona
Exterior paint violation
CHALLENGEABLE
71/100

“The owner replied by certified mail. The HOA never answered within 10 business days.”

A.R.S. § 33-1803(D)
$150 / Fine
1 / Errors found

Sample analyses shown for illustration. Results vary by case. Not legal advice.

Your options

Three ways to handle a fine. One makes sense first.

Check before you pay. If the HOA skipped a step, you will know in under a minute.

Just pay it

The full fine, right away

  • The money is gone, even if the HOA broke the rules
  • It can set a precedent for the next fine
  • Nothing on record that you objected

Hire a lawyer

Billed by the hour, usually

  • Often more than the fine itself
  • Takes time to get an appointment
  • Worth it for liens or lawsuits

FightMyHOA

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  • Findings cited to your state's statute
  • Editable dispute letter

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  • What the full report would cover
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  • Everything in the free check, plus:
  • Every procedural finding, explained
  • Each one cited to the exact statute section it's based on
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Questions

Straight answers.

Still unsure? Email support@fightmyhoa.com.

Is it really free to start?
Yes. The free preview shows your score and the top findings. You only pay if you unlock the full report and letter.
Is this legal advice?
No. FightMyHOA provides general legal information, not legal advice. For complex disputes, always consult a licensed real estate attorney in your state.
How do the citations work?
Every finding is checked against our database of state HOA statutes before it's cited to you. We cite only the sections confirmed in that database for your state — we don't guess at a section number.
Will my HOA know I used this?
No. Your data is never shared with your HOA. The dispute letter reads as a personal letter from you — not from any service.

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